Senior Living Community Saves $957K Over 10 Years

Industry
Senior Living / Long-Term Care

Employees
~52

Partner since
2013

Senior Living Community Saves $957K Over 10 Years While Elevating Employee Support

OPOC.us Approach

Challenge: This senior living community was facing unsustainable healthcare costs and limited visibility into what they were truly paying: premiums, claims, and broker fees were disconnected and difficult to track. At the same time, they were struggling to stay competitive in an industry defined by PRN staffing and high turnover. Employees lacked the education and support to navigate their benefits confidently, leading to high claim costs and low engagement.

Solution: OPOC.us began by auditing every element of the plan- including historical claims, utilization patterns, and cost structures. They uncovered outdated plan designs that didn’t match employee usage, an opaque pricing model, and communication gaps. The team implemented a new strategy that resulted in ~89% of employees paying nothing out-of-pocket for the care they actually use. Alongside this, employees gained direct access to the Personal CARE Advocate model through OPOC’s proprietary CARE Center, and OPOC overhauled all educational materials making it easier for employees to understand and trust their coverage.

Results

$00.0K
In cumulative savings over 10 years, well below benchmark despite broader inflation trends
00.0%
Reduction in per employee costs in Year 1, without reducing access or coverage

Plan Performance

Annual cost increases held significantly below market trend
Per-employee spend stayed 3.4% below pre-OPOC levels across 10 years, a 0.33% CAGR
Improved cost visibility and smarter plan design led to a significant reduction in healthcare spend.

Employee Experience

~89% of employees had zero out-of-pocket costs for most-used services

Employees more engaged and informed- leading to fewer escalations and smarter utilization

The team was able to reinvest in operations without cutting back on care

Why It Worked

This senior living organization needed more than just savings—they needed a trusted partner who understood the unique pressures of long-term care: balancing cost control with compassion while managing a workforce in constant flux. They needed engaged staff and benefits that served as a recruiting and retention advantage, not just a line item. OPOC delivered with:

Data-driven plan design that reduced spend and aligned benefits with how care is actually used
Full-service support via the CARE Center
Ongoing education and guidance to help employees understand and get the most from their benefits
A true partner in long-term strategy