Construction Company Reverses Healthcare Cost Curve, Saves $550K Over 3 Years
Industry
Construction
Employees
32
OPOC.us Approach
Challenge
This construction company benefits case study shows how a legacy construction firm with 32 employees faced rising healthcare costs and low employee engagement. Most employees weren’t using their coverage—either due to unmet deductibles or lack of understanding. Meanwhile, the company was overpaying for a plan that didn’t match how employees actually used benefits. They needed a sustainable solution to reduce costs without cutting coverage—and offer a plan employees would actually use.
OPOC’s Approach
OPOC.us conducted a detailed review of plan structure, claims utilization, and employee demographics and uncovered a clear mismatch: high premiums and low employee engagement. To fix it, OPOC redesigned the plan to better match how employees actually use their benefits—resulting in 95% of them no longer facing out-of-pocket costs. They also launched the OPOC CARE Center, offering one-on-one support to help employees navigate benefits and make smarter care decisions.
Results
OPOC’s approach eliminated unnecessary premiums, achieved measurable cost savings while improving the employee experience. The result is a plan employees use, understand, and appreciate—while leadership regained control of the budget.
The impact of restructuring this construction company’s benefits plan was immediate and measurable. In the first year alone, the company achieved $141,817 in net savings—a 28.5% reduction in healthcare costs. With 32 employees, that translates to $6,166 in savings per employee per year (PEPY). Over three years, the projected cumulative savings exceed $550,000.
Beyond the numbers, 95% of employees now have zero out-of-pocket costs under the new plan—a dramatic shift from the previous structure where most workers faced high deductibles that deterred them from using their coverage at all. Employee satisfaction with benefits improved significantly, and the HR team reported fewer benefits-related questions and administrative burdens.
Results
Net Savings Plan Performance
HR and Operational Impact
Employee Experience
Why It Worked
This construction company benefits case study shows that this organization needed more than short-term savings—they needed a long-term partner. OPOC delivered a smarter benefits structure, personalized employee support with the OPOC CARE Center, and a system that finally put leadership back in control.
Healthcare is one of the largest cost centers for construction employers. With crews that often include a mix of younger workers, seasonal employees, and long-tenured staff, a one-size-fits-all construction company benefits plan rarely fits anyone well. When a plan doesn’t match how employees actually use their coverage, companies end up overpaying for benefits their workforce doesn’t value—while employees feel underserved.
OPOC specializes in analyzing benefits utilization data to identify these mismatches. By reviewing claims patterns, demographic data, and plan design, OPOC helps construction companies build smarter benefits structures that align costs with actual usage—delivering savings for the employer without sacrificing coverage quality for employees.